“…rils and damage (Lloyds TSB General Insurance Holdings Ltd v Lloyds Bank Group Insurance Co Ltd [2001] EWCA Civ 1643 [2002] Lloyd’s Rep I. R. 113 at [42] (CA); [2003] UKHL 48 [2003] Lloyd's Rep. I.R. 623 at [45] (HL)), there is no reason to do so where, as here, it is being applied to a causative relationship between insured/excepte…”
“…anced fashion without a predisposition towards a narrow or broad interpretation: see Lloyds TSB General Insurance Holdings v Lloyds Bank Group Insurance Co Ltd [2003] UKHL 48, [2003] Lloyd’s Rep IR 623 per Lord Hobhouse at [30]; AIG Europe Ltd v Woodman [2017] UKSC 18, [2017] 1 WLR 1168 per Lord Toulson JSC at [14]. The usual princi…”
“…In Lloyds TSB General Insurance Holdings Ltd and ors v. Lloyds Bank Group Insurance Co Ltd [2003] UKHL 48, Lord Hoffmann at [15] approved the description given by Moore-Bick J as to the purpose of aggregation clauses, as:…”