“… intentions of the parties; still less is it dependent upon the intentions of the third party. Chudley and Ors v Clydesdale Bank plc(trading as Yorkshire Bank) [2019] EWCA Civ 344, [2020] QB 284 may be seen as an illustration of this point: see Davies, “Excluding the Contracts (Rights of Third Parties) Act 1999”, 2021 LQR Vol 137, 101, 1…”